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The OCDiva: Futuristic Couponing

Welcome, fellow OCDivas! Welcome also to all you aspiring OCDivas out there. If you're new to this blog series, you can catch yourself up here–or you can just dive straight in with these awesome organization tips from my cleaning lady turned kindred spirit and OCDiva blog contributor, Crystal. It's time to…

Save money with these quick coupon alternatives

Do you ever wish you could save some money but you just don’t have the time to download, print, cut, and organize loads of coupons?  You’re not alone, and there is an easier way.  I personally do all of the above.  I am well aware that I take far too much joy in a solo shopping trip with all my coupons in hand.  However, my husband is not nearly as fond of hauling around a stack of coupons and presenting them in front of everyone when he finally gets to the checkout.  Because of this, I have found a way to save money that does NOT require all the coupon cutting and organizing.  For my husband, and for those of you who want to save money without so much hassle, I will share a much easier way to get those savings.

To put it quite simply, all you need are two little words: Digital Savings.  There are plenty of free apps and online registration options that can save you a good deal of money without ever having to clip or carry a single coupon.  I could probably go on for pages and pages, but instead I am just going to highlight a few of my favorites for you.

Let’s start with Meijer’s online savings:  mPerks. 

You can easily sign up online and start saving.  All you need to use mPerks are the phone number you register with and the 4-digit pin that you choose.  You punch this information in yourself at the checkout using the credit card terminal.  You have the option to clip coupons and also rewards.  The coupons include everything from general merchandise items, health and beauty products, and grocery items to fresh produce, bakery, and even baby items.  Both Meijer brand and name brand are included.

The rewards also include all different items throughout the store, but they are not an instant savings.  Usually the rewards will have you spend $40.00 in fresh produce, for example, and then you will save $3.00 on a future trip.  The rewards let you add up total amounts between multiple shopping trips.  So you don’t have to spend $40.00 in one trip, you can spend it in 2, 3, 4 or as many trips as it takes, as long as it is before the expiration date.  Every time you put your information in at the checkout, it will let you know if you have rewards saved up and ask if you want to use them.  You can use them all at once, or one by one.    There have been times when I have had $20.00 or more in rewards saved up on top of all the current digital coupons I have clipped.  I typically save a minimum of $100.00 per month just using mPerks alone.  That’s including months that I also shop at other places rather than Meijer every single time.  The trick is to ALWAYS put your mPerks information in, even if you don’t think you have any coupons to use on the current trip.  It adds up money to put toward your rewards even if you DON’T have any coupons to use currently.  Every once in a while, you can also use your mPerks for fuel savings at the Meijer gas station!  Just clip the coupon when you see it offered through mPerks!

Next we will take a look at Target’s mobile app: Cartwheel.

Cartwheel is a free app that you can download to any smartphone.  This app offers a lot of percentage-off deals.  All different types of items are included, and they will offer a savings at a discounted rate rather than a dollar off amount.  The nice part about this is that instead of getting $1.00 off of 1 item with the single coupon you have clipped, you can get 15% off multiple items under a single clipped savings, for example.  Percentages vary depending on the item the savings are being offered on.  It’s really useful for items like toilet paper or baby diapers that keep for a long time.  You can buy a few and save without worrying about anything going bad.  You use the app to login when you are shopping and the cashier will scan the barcode on your phone for the savings.  If you combine these savings with a Target debit card, you can save an even bigger chunk of money!  I have definitely saved over $40.00 in a single trip just using Cartwheel alone!

Lastly we will look at Kroger’s online savings: Kroger Plus card & coupons.

The Kroger card is something that offers you a lot of savings in the store.  By using this card, you can also download coupons to it.  You can sign up for the card online or in the store.  Once you have a Kroger Plus card, you can create an online account, similar to mPerks, and start downloading coupons.  All you need in the store is the phone number you registered with in order to use your card and get your savings. You put the phone number in at the credit card terminal, similar to using mPerks.  You will automatically receive any in-store discounts offered in addition to the coupons you’ve downloaded.  As an added bonus, your card accumulates fuel points that you can use to save money on gas at the Kroger gas stations!  You can save as little as a few cents per gallon all the way up to $1.00 per gallon on the price of fuel!   Just a little extra savings if you’re going to be using Kroger Plus anyway.  You also get more points for buying gift cards at Kroger.  SO next time you need a gift card for Christmas, a birthday, or a shower, buy it at Kroger and put your Kroger Plus information in at the checkout to receive LOTS of fuel points!  It’s always nice to pull up to the pump and see that gas is $2.05 per gallon, and then put in your Kroger Plus info and watch it drop to $1.05 per gallon!

 

So those are just a few of the options out there for digital savings.  There are also apps for Meijer and Kroger, online savings for Starbucks, emailed coupons for Bed, Bath & Beyond, text alerts for Home Depot, and so on and so on.  If you search, you can find a lot of digital savings out there.  I would suggest starting with the stores you go to the most.  The savings add up fast, and some of the stores even track the savings for you right on your receipt!  I always like to see that I’ve saved $500 a few months into the year or $1,400 at the end of the year.  It shows me that it’s paying off and makes me feel good to see it in print.

Whatever you choose, have fun and enjoy the savings!

Crystal's Headshot

 

Crystal is a mother, wife, animal lover, and detailed cleaner. She loves gardening, wine, silly picture socks, and dressing in themed costumes for Halloween with the whole family. Connect with her on the Top of the Fridge Cleaning Facebook page!

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